Homeowner’s Association / Condominium Collections

Qualley & Bleyhl has represented over a hundred homeowners’ associations in collection actions for unpaid monthly assessments. When a homeowner does not pay their association dues, their neighbors suffer. If an association does not take swift action to collect the dues, they could find themselves missing tens of thousands of dollars they desperately need to keep the driveways shoveled and the lawns mowed. With our help, an association can take swift action to ensure that delinquencies are kept to a minimum.  Our representation usually includes an initial demand letter, filing a small claims action, and post-judgment collection actions.  In some cases, we will file a foreclosure petition against an individual to recover the association’s lien for past dues. This process is not one we recommend in most cases, but may be the only way to remove chronic dues non-payers from an association. Whatever the case may be, Qualley & Bleyhl will proceed in an aggressive manner to collect delinquent assessments for your association.

Using our efficient, proven methods, we have collected hundreds of thousands of dollars for homeowners’ association in the Des Moines metropolitan area. We also provide strategic advice to associations when a homeowner is facing foreclosure by their mortgage lender, and when they file for personal bankruptcy. In tough economic times, it is important to have a strategic plan to maximize your ability to collect the money your association is owed. Qualley & Bleyhl can help your association. If you are an association manager or serve on the board of a homeowner’s association and would like to learn more, contact Qualley & Bleyhl.

Credit Card Litigation Defense

We also represent consumers in lawsuits filed against them by credit card companies and debt buyers. Unlike homeowners' associations, we believe that credit card companies and debt buyers often file lawsuits without the necessary supporting evidence to prove that the consumer owes the alleged debt. Further, consumers may have valid defenses against these lawsuits. Finally, consumers may have counterclaims based on possible illegal debt collection practices under either the Federal Fair Debt Collection Practices Act (FDCPA), state fair debt collection laws, or both. If you have been threatened with or served with a lawsuit based on an alleged credit card debt or other consumer debt, contact Qualley & Bleyhl at once.